▼ How can I keep my car insurance costs low?
he first thing to do is bargain shop to make sure that the rates you are getting are reasonable in comparison to other companies. Within the policy that you have, these are a few tips that could save you a few bucks.
Buy a cheaper or a lower profile car
Take out a higher deductible
Look into different insurance costs in different communities
Drop collision damage coverage
▼ What coverage is essential for my auto policy?
You will need to have liability coverage, property damage, and bodily injury. This way you will be protected if you are at fault and cause damage to a person or their property. It is recommended to have $300,000 per accident to pay medical costs and other costs that may be affiliated. You should also have at least $50,000 in property damage.
You should have uninsured motorist coverage, which will protect you against financial damages caused by an uninsured motorist or a hit and run, should one occur.